The American Express Card
Take Charge of your life.
- No Pre-set Spending Limit
- Membership Rewards® programme
- Selects exclusive offers
Financial Flexibility
The American Express® Card is a charge card, not a credit card. Unlike a credit card, the American Express® Card has No Pre-set Spending Limit. You can spend as much as you have shown us you can afford. This makes the Card ideal for shopping, dining, travel and entertainment.
Free Travel Accident Insurance
Use your American Express Card to pay for travel tickets and automatically receive up to US $100,000 worth of free Travel Accident Insurance. Buy tickets for your spouse or children and they're covered too.
Free Travel Inconvenience Insurance
You're also covered against delays, cancellations, loss of luggage and other inconveniences.
Worldwide Customer Care
There are more than 2,200 American Express Travel Service Locations or Representative Offices around the world. Our highly trained staff can help you with a range of services - from booking hotel to flight reservations.
Global Assist
Need medical or legal help while abroad? Or a replacement Card? Call Global Assist, 24 hours a day, 365 days a year.
Assured Reservations
Available at leading hotels around the world, this service ensures your room will be kept for you, no matter how late your arrival.
Emergency Card Replacement
If your Card is lost or stolen, we can issue you with a replacement - usually within two working days worldwide.
No pre-set spending limit
The American Express Card is a Charge Card and does not offer a credit limit. You're free to spend as much as you've shown you can afford.
Online Fraud Protection Guarantee
Shop online with complete peace of mind, knowing you won't be charged for any unauthorised transactions.
Retail Protection
Items bought with your Card are insured for up to 90 days against theft, loss or accidental damage.
Online Account Access
Keep track of your Card transactions anytime, anywhere.
Express Cash
Enjoy instant access to cash at over 800,000 ATMs worldwide, 24 hours a day.
Emergency Cheque Cashing
Having trouble accessing your funds? You can cash a personal cheque for up to the local currency equivalent of US$1,000 at any American Express Travel Service or Representative Office.
Membership Rewards
Earn points towards free flights, hotel nights, fine dining, shopping vouchers and more, every time you use your card. Simply sign up for our award winning global Membership Rewards programme.
Supplementary Cards
Share the benefits of the American Express Card with your loved ones. Supplementary Cards are billed directly to your Account, itemised separately - and you earn all the Membership Rewards points.
Selects
With our Selects programme you'll enjoy exclusive offers on travel, leisure, dining and premium shopping from some of the world's finest names.
